Terms and Conditions
1. Introduction
Welcome to WealthSkillUp! These Terms and Conditions govern the use of our services, programs, and offerings in the field of financial education and wealth-building training. By booking a financial education service or engaging our wealth-building programs, you agree to these terms and commit to following them with professionalism.
2. Financial Participation Eligibility
2.1. Financial Readiness – Our services are intended for individuals, wealth builders, and financially focused people seeking financial education. When registering, we request information about your financial interests and wealth-building background to determine alignment for the respective financial education program.
2.2. Program Registration – Participation in our financial education programs requires prior registration and confirmation by WealthSkillUp. You commit to providing truthful and current information with accuracy.
2.3. Financial Conduct Guidelines – We expect respectful and professional behavior in our financial education sessions. Any form of disruptive behavior, inappropriate communication, or unprofessional conduct may result in removal from our financial education environment.
2.4. Financial Confidentiality – Participants commit to maintaining confidentiality regarding personal and financial information of other members shared within the framework of our financial education programs.
3. Financial Education Booking and Payment
3.1. Financial Bookings – Bookings can be made via our website, by phone, or in person and are binding after our confirmation.
3.2. Payment Terms – Program fees are due within 14 days of invoicing. We accept bank transfers and major credit cards as forms of payment.
3.3. Corporate Programs – For bookings by organizations for their employees, separate payment terms may be agreed, which are specified in the respective financial education contract.
3.4. Financial Cancellation Policy – For cancellations up to 30 days before the financial education program start, 25% of the fees will be retained; for cancellations up to 14 days before, 50%. For later cancellations, the full fee will be charged.
4. Financial Education Design and Changes
4.1. Financial Program Planning and Implementation –
- WealthSkillUp reserves the right to change financial education program content, schedules, and instructors as required by market demands.
- In case of insufficient participants, a financial education program may be postponed or canceled with reasonable notice.
- Program changes will be communicated to participants as early as possible with transparency.
4.2. Financial Materials – All financial education materials, assessments, and educational resources are the intellectual property of WealthSkillUp or our financial education partners. The materials may not be reproduced, distributed, or used for commercial purposes without written permission.
5. Advanced Financial Services
5.1. Registration – For our Advanced Wealth Mastery and Wealth Building Strategies services, separate registration conditions apply, which are communicated before booking and are binding.
5.2. Cancellation Conditions – Cancellations for these premium financial education programs must be made at least 45 days in advance to receive a partial refund. For later cancellations, 75% of the fee will be retained.
5.3. Client Selection – For certain advanced financial education services, we reserve the right to select participants based on criteria such as financial literacy level, experience, and program objectives to ensure optimal financial education outcomes.
6. Disclaimer and Warranty
6.1. Liability – WealthSkillUp is only liable in cases of intent or gross negligence on the part of employees or financial education instructors. We assume no liability for the practical implementation of financial education guidance and wealth-building strategies by clients in their personal financial situations.
6.2. Personal Responsibility – Clients are responsible for the implementation of financial strategies and wealth-building concepts in their personal financial environment. The application is at their own risk and takes into account the specific financial circumstances.
7. Facilities and Property
7.1. Use of Facilities – Financial education rooms and equipment must be treated with care. The causer is liable for willful damage.
7.2. Valuables – We assume no liability for personal items and valuables left in our premises. Lockable storage options are available.
8. Data Privacy
8.1. Data Processing – The processing of personal data is in accordance with our separate Privacy Policy, which is considered an essential part of these Terms and Conditions and should be read carefully.
8.2. Photo and Video Material – At selected financial education events, photo and video material may be created for documentation and marketing purposes. Clients can object to the use of their image at any time.
9. Financial Refund Policy
9.1. Financial Satisfaction – WealthSkillUp is committed to providing high-quality financial education services. If you are not satisfied with our financial education services, please contact us within 7 days of service completion to discuss your concerns professionally. We will work with you to address any issues and may offer appropriate compensation, such as partial refunds or additional financial education sessions at no cost.
9.2. Service Cancellation by WealthSkillUp – In the event that we must cancel a financial education service, we will provide a full refund of all fees paid or offer to reschedule the service at your convenience. We will make every effort to notify you of cancellations as early as possible. 9.3. Financial Refund Processing – All approved refunds will be processed within 14 business days and returned to the original payment method. Refunds are subject to our cancellation policy terms outlined in section 3.4 and may be prorated based on services already delivered.
10. Return Policy
10.1. Financial Course Returns – For digital financial education materials and online courses, we offer a 14-day return policy from the date of purchase. To be eligible for return, materials must not have been substantially accessed or completed. Returns must be requested in writing with justification for the return request.
10.2. Physical Financial Materials – Physical financial education materials (books, workbooks, etc.) may be returned within 30 days of delivery if they are in original condition and unopened packaging. Return shipping costs are responsibility of the client unless the materials were defective or incorrectly shipped.
11. Financial Final Provisions
11.1. Financial Severability Clause – Should individual provisions of these Terms and Conditions be or become invalid, the validity of the remaining provisions remains unaffected.
11.2. Financial Applicable Law – These Terms and Conditions are subject to Swiss law. The place of jurisdiction for all disputes is the location of WealthSkillUp's headquarters, to the extent legally permissible.